Priority Mortgage Group

Your Complete Guide to Buying a New Home

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  • Home
  • Getting Started
  • Ready to Buy
    • Rent vs. Buy: Compare Owning to Renting
    • Is Buying a Home the Right Choice?
    • Cost of Homeownership
  • Basics of Borrowing
    • How Much Can I Borrow?
    • Down Payment and Mortgage Insurance
    • Compare Your Loan Options
    • Know Your Credit Rating
  • Applying for a Home Loan
    • Your Mortgage Banker
    • Comparing Lenders, Fees, and Discount Points
    • Prequalification & Conditional Approvals
    • Gather Your Paperwork
    • Complete Your Loan Application
  • Finding a New Home
    • Your Real Estate Agent
    • Decide on the Type of Home to Buy
    • Making an Offer
    • Get a Home Inspection
    • Closing the Deal
Priority Mortgage Group

Basics of Borrowing

Before you look at homes, learn about how much home you can afford, how much you can borrow, what you’ll need for your down payment, and what loan options are available.

  • How much can you afford? »
  • Down payments and mortgage insurance »
  • Compare your loan options »
  • Know your credit rating »
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